IDIOMA:
PREGUNTAS FRECUENTES
Aquí encontrará algunas de las muchas preguntas que nos hacen nuestros clientes.
Aunque probablemente haya muchas más preguntas que pueda tener que no están cubiertas aquí, contáctenos con cualquier cosa. Estaremos encantados de ayudar en todo lo que podamos:
SOY TELETRABAJADOR, Y DESEO MUDARME A LA COSTA DEL SOL, ¿POR DÓNDE EMPIEZA?
Relocating to Spain now couldn´t be easier, especially as a remote worker. The best way to start is to decide the area you would like to relocate to. If you don´t know the area, then visit us on our Discovery Experience which is our specialised trip to discover the different areas of the Costa del Sol. It is important that you have a list of must haves which are essential to your lifestyle when selecting an area. We can then organise the trip to include everything that ticks all the boxes for your new life in Spain.
¿CÓMO ES EL ESTILO DE VIDA EN LA COSTA DEL SOL?
Welcome to the best lifestyle you will ever have! Just a few reasons to relocate:
The climate - almost year round sunshine and mild winters.
The culture - events, music concerts, art, museums and much more.
The food - exquisite mediterranean food and international cuisine.
The sporty lifestyle - paddle boarding, surfing, golf, horse riding, sailing, skiing.
The beaches - fantastic beaches, beach bars and restaurants.
The transport connections - airports, fast public transport and modern highways.
The school system - Excellent education system in state and private schools.
The Spanish joy of life - the Spanish are warm and friendly, they know how to enjoy life!
QUIERO COMPRAR UNA PROPIEDAD SOBRE PLANO, ¿CÓMO FUNCIONA EL PROCESO DE COMPRA?
The buying process is very straightforward for New Development property purchase:
Decide on the property you would like to purchase.
Place the deposit of either 6000€ or a percentage asked by the developer.
This will be held in a client escrow account.
In 30-45 days( depending on the developer payment plan) a further 20% ( less the deposit) is usually paid when you sign the Private Purchase Contract.
The payments are then scheduled throughout the build of the property with the last payment being a
percentage which can either be paid in full or mortgage.
It is important to know that by law in Spain now, ALL developers must have bank guarantees.
Purchasing off plan property is not as it was before so every single payment made to the developer is guaranteed by the bank, thus giving complete peace of mind.
¿ME PUEDE PROPORCIONAR UNA LISTA DE PROPIEDADES PARA LA COMPRA?
¡Por supuesto! Una vez que haya decidido que desea visitar la Costa del Sol, tendremos una lista de propiedades que han sido cuidadosamente seleccionadas de acuerdo con su presupuesto, necesidades y requisitos. Esta será una lista de favoritos que hemos revisado en detalle de antemano, seleccionada de una mayor cantidad de propiedades y preparada antes de viajar. Esto le ahorrará tiempo una vez que esté aquí, ya que se organizarán todas las visitas a las propiedades, ¡lo que le dará tiempo para sus vacaciones tan necesarias!
¿PUEDEN AYUDAR A ENCONTRAR LAS MEJORES ESCUELAS PARA NUESTROS NIÑOS?
Esta es una de nuestras especialidades, te enviaremos información sobre las mejores escuelas de la Costa del Sol, en función de tus necesidades concretas. Estos pueden ser colegios públicos o colegios privados. El sistema educativo es excelente aquí con muchos para elegir.
¿CÓMO OBTENGO TODA LA DOCUMENTACIÓN NECESARIA PARA COMPRAR UNA PROPIEDAD?
Our team of lawyers will guide you through every step of the process.
We will take the stress out of all the documents needed and procedures such as the N.I.E number which is your identification number required when purchasing in Spain, opening a Spanish bank account, information on types of mortgages and purchase taxes etc.
¿PUEDO CONSEGUIR UNA HIPOTECA?
Sí, por supuesto, al igual que en su propio país, existen ciertos requisitos para obtener una hipoteca. En España, por lo general para los no residentes es 60%-70% LTV ( porcentaje de financiación) mientras que un residente por lo general puede obtener una hipoteca del 80%.
¿NECESITO UNA VISA? SI ES ASÍ, ¿QUÉ TIPOS DE VISAS HAY?
Depending on your nationality and work requirements there are various types of Visas to choose from, we have chosen 2 of the common ones to discuss here:
1.GOLDEN VISA- For any non-Schengen nationalities, the Spanish Golden Visa programme offers a real estate investment route to gaining residency in Spain. A real estate investment of 500.000€ must be made in residential or commercial property to qualify. ( Contact us for the full information on the Spanish Golden Visa )
2.ENTREPRENEUR VISA- An entrepreneur
visa or Start Up visa, is a newly created visa in Spain. This kind of visa allows foreigners to come to Spain and start an emerging business here. Applicants normally have to meet different criteria than those applying for a traditional visa for entrepreneurs. ( Contact us for the full information on the Spanish Golden Visa )
UNA VEZ QUE HAYA COMPRADO, ¿PUEDEN ORGANIZAR EL DISEÑO DE INTERIORES?
Definitely! This is the best part of the purchasing process! You now have the keys to your new home and wish to decorate and furnish to your taste. We work with the best interior designers in the business. Most importantly, they will work with you every step of the way and to your budget. This can be for furniture packs if the property you have bought is for investment and to rent out or indeed for your own use.
*It is worth noting that interior design and furniture will have to be ordered at least 3 months before
completing on your property because of lead times in ordering and delivery of the furniture etc.
As mentioned, these are only a few questions we get asked, so if you have anything at all, just let us know and we will respond as quickly as possible to your questions!
